Business Funding
Simplified.
Unlock 0% introductory rate business credit lines, term loans, and SBA capital to launch, stabilize, or scale your business—without impacting your credit to check your options.
Discover Your Options in 3 Simple Steps
We took the confusing, paper-heavy commercial loan process and turned it into an efficient, transparent experience.
Complete Short Application
Fill out our brief pre-qualification form in under 2 minutes. Checking your options is a soft inquiry and will not affect your credit score.
Review Funding Strategy
A dedicated funding specialist reviews your financial profile and explains customized capital options across the full lending marketplace.
Secure Your Capital
Select the financing offers that match your business goals. Certain funding products can fund in as little as 24 to 48 hours.
Checking your options will not impact your credit score.
Zero obligation, fast results, and dedicated support from real specialists.
Funding Options Built for Every Business Stage
From zero-interest credit card lines for rapid launches to long-term SBA facilities, our marketplace matches your exact capital need.
0% Introductory Rate Business Cards
Access 0% interest for 12 to 24 months. Ideal for advertising, equipment, inventory, and working capital without immediate interest costs.
- 0% interest period
- No collateral required
- Separates personal & business credit
Business Line of Credit
Revolving capital you can tap whenever you need cash. Only pay interest on the exact amount you draw, and redraw as you pay it down.
- Draw funds on demand
- Interest only on drawn balance
- Great for cash flow gaps
Business Term Loans
Lump-sum business funding with predictable monthly repayment schedules designed for expansion, acquisitions, and larger capital investments.
- Fixed repayment terms
- Predictable monthly cash flow
- Fast decision turnarounds
SBA Funding Programs
SBA 7(a) and Express program pathways offering competitive interest rates and extended repayment terms for qualifying established businesses.
- Low prime-based rates
- Long-term amortization
- Backed by the U.S. SBA
Business-Purpose Personal Term Loans
For early-stage business owners and founders whose business entity is brand new, using personal strength to fund business initiatives.
- Great for new entities
- No business seasoning required
- Direct funding delivery
Equipment & Working Capital
Targeted financing to acquire essential machinery, vehicles, tech stack, and heavy gear while preserving your day-to-day operating cash.
- Equipment acts as collateral
- Preserves liquid cash reserves
- Potential tax write-offs
Why Business Owners Choose Lets Get Paid Inc.
We operate as your dedicated funding advisory partner, working on your behalf across dozens of institutional lenders.
No Hard Inquiry Pre-Qualification
We review your financing eligibility using a soft inquiry that does not ding your credit. A hard inquiry only occurs if you choose to proceed with specific lender offers.
Entire Marketplace Access
Unlike single-product lenders who only push their own high-rate product, we navigate the full landscape: 0% intro cards, credit lines, term loans, and SBA programs.
Expert Funding Strategy
We don't just email you a form. Our funding advisors analyze your credit profile and structure applications strategically to maximize approval amounts.
Startup & New Business Friendly
Have an entity under 2 years old? We specialize in funding programs specifically tailored to startups and newer entrepreneurs without decades of tax returns.
Transparent & Client-First
Clear guidance on what you qualify for, any associated fees, and realistic timelines upfront. No hidden surprises or high-pressure tactics.
Partner & Referral Ecosystem
Accountants, consultants, and agencies can plug their clients directly into our funding engine to provide value while we manage all underwriting logistics.
Do Your Clients Need Capital?
Accountants, business brokers, coaches, and consultants: refer clients who need capital and let Lets Get Paid Inc. handle the consultation, underwriting strategy, and marketplace execution.
Frequently Asked Questions
Everything you need to know about pre-qualification, credit checks, and funding products.
Have additional funding questions?
Our specialists are ready to discuss your specific credit profile and business requirements.
Get Your Free Strategy ReviewReady to Secure Business Capital?
Take the first step today. Check your options with zero credit impact, and explore funding up to $250,000+ through our comprehensive lender network.
Checking your options will not impact your credit score. Approval and terms subject to lender underwriting.